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Insurance Law

Unconscionability
An insurance policy, like every other type of contract, imposes upon each party an implied duty of good faith and fair dealing in its performance and its enforcement. This duty requires the insurer and the insured to perform so as not to impair or destroy the right of the other to receive the benefit of the agreement. The duty also incorporates the concept of avoiding "unconscionability" in executing the policy. More...
Insurance Law> General Liability Insurance> Motor Vehicle Exclusions
(The Aircraft, Auto, or Watercraft Exclusion to the CGL Policy) More...
Professional Liability Insurance - Errors and Omissions Policies
Professional liability policies, also called errors and omissions (E&O) policies, are purchased by professionals to protect themselves from liability arising from their performance of professional services. E&O policies are typically purchased by those in the medical, legal, and banking professions, but policies may be issued for many other professions. Directors and officers liability policies are also included within the scope of professional liability insurance, but this article focuses on E&O policies. More...
Methods of Selling Life Insurance
Life insurance companies may sell their insurance policies through full-time agents, brokerage markets, direct sales, or mass marketing. More...
Service of Process on Insurer
In order for an insured or any other party to sue an insurer, a court must obtain personal jurisdiction over the insurer. To accomplish this, an insurer must be served with process in a proper manner. There are several methods of serving an insurer. More...

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