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insurance defense Archives

What are the most common business insurance disputes?

There are several complex issues regarding business insurance that can result in disputes between the insurance company and the policyholder. These disputes often arise from minute details in a policy that are open to debate. And while every case is different, there are a few common issues that tend to cause disputes more often than others.

Exploring small business liability insurance plans, part 2

Small business owners understand the importance of liability insurance. Liability insurance can provide much-needed coverage for accidents, injuries or natural disasters. There are several different types of liability insurance, and choosing the best option is often confusing.

Exploring small business liability insurance plans, part 1

Insurance is crucial for protecting your small business from unexpected hazards. One of the most important types of insurance that small business owners should have is liability insurance. A liability insurance policy can protect you in the event that a customer, client or employee should have an accident on the premises or file a lawsuit against you.

Filing a wildfire-related insurance claim? Follow these tips

As if losing your property in the recent wildfires wasn’t enough, now you must file an insurance claim to recoup your damages. Filing an insurance claim may not be as harrowing as surviving a wildfire, but it is a tedious and often frustrating process that policyholders rarely enjoy. To make matters even more difficult, insurance companies do not always pay their clients a fair settlement.

Know these crucial dos and don’ts of business insurance

A comprehensive insurance plan is a must-have for business owners. Insurance is necessary to protect your company against injury lawsuits, natural disasters or property damage. Many business owners are aware of the necessity of commercial insurance, but aren’t sure where to start.

What if my business insurance claim is denied?

There are many potential risks to owning a small business: A customer could be injured on the premises; shoplifters could steal valuable merchandise; a natural disaster could cause expensive property damage. Smart business owners know to buy insurance to protect themselves so that if a worst-case scenario occurs, your business will be covered by its policy.

Holiday decorations and insurance claims

This time of year, homes and businesses all over California are full of holiday decorations. One hopes that property owners in the state are paying proper attention to safety when it comes to their holiday décor. For when safety isn’t given proper due when it comes to such decorations, it could result in accidents that lead to property getting damaged or people getting hurt.

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